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NEXA Lending
Marcus
Muhammad
NMLS #2598444 • Ohio
Marcus Muhammad - Real Estate Consultant, Mortgage Loan Officer, NMLS #2598444, (614) 496-0123, mmuhammad@nexamortgage.com - New World Real Estate Consultants and NEXA Lending
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Happy Black family after getting keys to a new home
Serving Ohio · NEXA Lending · NMLS #2598444

Know your payment in 60 seconds—then get a real plan.

Use the calculator below to estimate your monthly payment. When you're ready, send your details and I'll respond quickly with options that fit your goals—first-time buyer, refinance, or investor.

Fast communication
Clear updates—no ghosting
Wholesale access
200+ lenders & programs
Ohio focus
Licensed statewide

Mortgage calculator

This is a quick estimate for planning. Your exact payment depends on credit, program, property type, and pricing on the day you lock.

Example: 350000
10.0% down
Example: 6.75
Estimate for Ohio varies by county.
Estimate only.
Estimated monthly payment
$2,418
Based on a loan amount of $315,000
Principal & interest
$2,043.08
Property tax
$250.00
Home insurance
$125.00
HOA
$0.00
Want a real quote, not an estimate?

Send me the basics and Ill respond quickly with program options and a clear next step.

Note: This tool does not include mortgage insurance (MI), which may apply for some programs.

Loan options (Ohio)

NEXA Lending gives me access to a wide range of lenders and programs. Below are common pathswell confirm the best fit after a quick conversation.

First-time homebuyer

Clear, step-by-step guidance from pre-approval to closingwith fast communication and no surprises.

Refinance

Lower payment, shorten term, or tap equitywith a plan that matches your timeline.

FHA / VA / USDA

Flexible programs for qualified buyersincluding low-down-payment options.

Investor (DSCR / Non-QM)

Options built for cash-flow properties, bank statements, 1099 income, and more.

Jumbo

For higher loan amountswith competitive pricing and strong lender access.

Commercial

Mixed-use and commercial financing optionsbased on the deal and the numbers.

Not sure where you fit?

Thats normal. Tell me your goal and your timeline. Ill map the best options and explain the tradeoffs in plain English.

Typical documents
  • Photo ID
  • 30 days pay stubs (or self-employed docs)
  • 2 years W-2s / tax returns (as needed)
  • 23 months bank statements
Exact requirements vary by program.

How it works

My job is to make the mortgage process simple, transparent, and predictable—so you can move with confidence.

1) Quick call (10–15 min)

We clarify your goal, timeline, and the right program direction.

2) Simple document checklist

I'll tell you exactly what to upload—no guessing.

3) Pre-approval / underwriting

We submit, respond fast to conditions, and keep the process moving.

4) Clear updates to closing

You'll always know what's next and what's needed.

Marcus Muhammad - Real Estate Consultant, Mortgage Loan Officer, NMLS #2598444, (614) 496-0123, mmuhammad@nexamortgage.com - New World Real Estate Consultants and NEXA Lending
You'll work directly with me

I'm Marcus Muhammad, a Loan Officer with NEXA Lending. I serve the entire state of Ohio and I'm known for fast communication and straight answers.

Available Mon–Fri 8am–4pm; weekends by appointment.

Request a call-back

Share the basics and Ill respond quickly with the next best step. Serving the entire state of Ohio.

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Compliance note: Phone numbers are included in the message details you submit here, but the lead notification system officially captures name, email, and message.

By submitting, you agree to be contacted about your mortgage inquiry.